In these challenging economic times, many people are reviewing their family finances. This includes a review of insurance needs. Maybe you are paying for too much coverage. Maybe you are paying for too little. With a Famers Friendly Review, I will personally sit down with you and help you to evaluate your insurance needs to ensure you are receiving the best value for your insurance dollar. If you have not reviewed your insurance lately, ask yourself these three questions:
1. Do you know precisely how much liability coverage you have for your car(s) and is it enough to cover a major accident?
2. Do you know exactly what losses your home owners policy covers, and, does the coverage reflect the current value of your home?
3. If the unthinkable were to happen to you tomorrow, would your loved ones have enough money so that they can continue to experience the lifestyle you would like them to have?
If you are having difficulty answering any of these questions, then it's time to sit down with your insurance professional, or myself, to help you determine the right strategies, ensuring you get the most out of your insurance dollars.
Consider this - How has your life changed in the past 10 years? Did you get married, have kids, buy a home, get laid off, change jobs, get a promotion, experience a divorce, build a nest egg, or experience any other major life events? Did your insurance needs change? Have you made the necessary adjustments? You may be over due for a thorough insurance review. Call (805) 991-7431 today to find out more.
